Monday, November 29, 2010

Give your home a winter tune-up!

Is your home ready for winter? Check this guide from CMHC to find out what you need to do to keep your home running smoothly throughout the winter months...

Thursday, November 18, 2010

The good and the bad...

The bad news is that rates are on the way up. The good news is that one of my favourite lenders Is offering to pay your legal fees if you refinance with them!

Conditions apply, of course, feel free to contact me anytime for the nitty gritty details!

Offer details:
• Limited time offer.
• Insured or insurable deals only.
• Rates are subject to change without notice and this offer may be withdrawn at any time.
*Terms and Conditions:
-Subject to title to the property not requiring change or correction.
-Registration of one mortgage, excluding variable registration costs in Alberta, Newfoundland and Prince Edward Island.
-Legal costs to discharge one existing secured institutional mortgage. Excluding the Lender’s discharge fees or penalties.
-Preparation, review and signing of all necessary documentation with the customer. Signings in Quebec must be conducted at a notary’s office and in BC may be required at a lawyer’s office; signing fee is included.

Wednesday, November 17, 2010

Urgent Rate Change Information

Rates are increasing; I have had several lenders increase rates already. I can still hold a rate of 3.54% (five year term) for 120 days but this could change very quickly. If you are in the market to buy a new home or have been thinking of refinancing please contact me as soon as possible to complete a pre-approval!

Monday, November 15, 2010

Housing for newcomers to Canada

If you are new to Canada and are looking for housing, here is some very valuable information courtesy of CMHC! They have a multitude of information on finding a place to rent or buy. The information is available in many different languages as well.

Renting an apartment

Buying a home

Looking after your home

Tuesday, November 9, 2010

When is the right time to buy? All the time.

Here is some good advice I received from our partners at Axiom...

Here at Axiom, customers are constantly coming up to us and asking our opinion as to when is the right time to buy. In our opinion, if you're buying for the right reasons, it should always be the right time.

Over the last few years, as real estate markets across the country were heating up, Canadians gradually stopped seeing their homes as places to live, and instead viewed them as quick money-making investment vehicles. The thing is, whether you're investing in the stock market or real estate, the short-term approach is never a sure-thing.

The best investment strategies have a long horizon. Whether you're buying a stock in a reputable company like Boeing, or a home in good area, it will always go up in the long run. When you look far off into the future, it doesn't matter what the asking price was - or whether the mortgage you acquired was 0.2% higher than it was if you'd purchased six months earlier - you'll always come out ahead.

-Axiom Mortgage Partners

Monday, November 1, 2010

A new way to bank...

The Royal Bank has unveiled it's new design for its branches. The new look is supposed to feel more like a visit to the Apple store than financial institution. The tellers will be pushed to the back of the branch and new, nifty technology features will be featured out front. This latest move is an attempt to entice new, non-clients, to come in and try RBC.